Proportional Covers

Individual/Ordinary Business:

• Whole Life

• Limited Pay Life

• Endowment

• Anticipated Life

• Individual Term

Group Business:

• Group Term Life

• Group Credit (usual coverage of 5 years or less, e.g. car loan)

• Group Mortgage Redemption (usual coverage >5 years, e.g. housing loan)

Non-Proportional Covers

• Catastrophe Cover

• Excess of Loss

• Stop Loss