Roberto B. Crisol, President & Chief Executive Officer, Filipino
President of the Company effective January 1, 2009. He was PhilNaRe's former Executive Vice-President and COO from 2002 to 2007. He started his insurance career in 1974 with the then Insular Life-FGU Insurance Group. Through the years, he rose to management ranks and was a senior executive with the former Universal Reinsurance Corporation as well as with the Asian Regional Office of Mapfre Compania De Reaseguros. He completed his primary and secondary education at the Ateneo de Manila University and earned his Bachelor of Arts degree, major in Economics (Cum Laude) from the University of the Philippines. He has attended various insurance, reinsurance and management courses locally as well as overseas. He also served in various capacities in the insurance associations and was a lecturer on reinsurance.

Armando S. Malabanan, Executive Vice President, Chief Operating Officer and Compliance Officer, Filipino
Mr. Armando S. Malabanan joined the Company on March 1, 2007. Prior to joining the Company, Mr. Malabanan was the General Manager and CEO of Asian Reinsurance Corp. and chief accountant of The Charter Insurance Co. (now Philippine Charter Insurance Co.). He earned his Masters of Management from Sasin GIBA-Chulalongkorn University, Bangkok and his Bachelor of Science in Business Administration from the Mapua Institute of Technology. Mr. Malabanan is a Certified Public Accountant.

John E. Huang, Senior Vice President, Head of Finance Division and Assistant Treasurer, Filipino
Mr. John E. Huang joined UMRe in 2004 as its Chief Finance Officer. Prior to joining UMRe. Mr. Huang held the positions of Chief Financial Officer of C&P Homes Inc., Senior Vice President of Urban Bank, and VP First National Bank of Boston. He graduated with a degree in AB Economics at the Ateneo De Manila University in 1978 and a Masters in Business Administration at the Harvard Business School, Boston, USA in 1982.

Augusto C. Cipriano, First Vice President, Head of Life Division, Filipino
He joined URC in 1981 and became Vice President and Head of that company’s Life Division in 1997. He completed a degree in AB Economics at the Ateneo de Manila University in 1973. He is also an instructor/lecturer at the Insurance Institute for Asia & the Pacific (“IIAP”).

Roberto S. De Leon II, First Vice President, Head of Non-Life Division, and Concurrently, Head of Non-Life Facultative Department, Filipino
Mr. De Leon joined FGU Insurance Corporation as a Management Trainee in 1982 before joining URC in 1989 as Assistant Manager, handling marketing and underwriting for both treaty and facultative accounts. He graduated from the De La Salle University with a Bachelor of Science degree in Commerce, major in Marketing, in 1982.

Edgar B. Villasenor, First Vice President, Head of Corporate Services Division, Filipino
Mr. Villasenor served in various capacities with URC and UMRe and was head of the latter’s MIS Department prior to the merger with the Company. He graduated with a Bachelor of Arts degree, Major in Political Science from Far Eastern University in 1973.

Noel A. Laman, Corporate Secretary, Filipino
He is the Chairman of the Executive Committee and a Senior Partner of Castillo Laman Tan Pantaleon & San Jose Law Offices. He is the Corporate Secretary of DMCI Holdings, Inc. and DMCI Power Corporation. His other positions include: Chairman of the Board of Directors of Trans-Orient Overseas Contractors, Inc., Manpower Resources of Asia, Inc., and Sealanes Marine Services (each being a part of the DCL group of Companies); Regular Director and Corporate Secretary of GlaxoSmithKline Philippines Inc, Boehringer Ingelheim (Phils.), Inc., and Merck, Inc. He is an active member of the Intellectual Property Association of the Philippines, the Intellectual Property Foundation, the Philippine Bar Association, and as resource person of various foreign chambers of commerce.

Ma. Pilar M. Pilares-Gutierrez, Assistant Corporate Secretary, Filipino
She is presently a Partner at Castillo Laman Tan Pantaleon San Jose Law Offices. She obtained her Bachelor of Science degree major in Legal Management from the Ateneo de Manila University in 1997 and her Bachelor of Laws Degree from the University of the Philippines, College of Law in 2001. She is the Assistant Corporate Secretary of D.M. Consunji, Inc., DMCI Project Developers, Inc. and DMCI Power Corporation. She holds the position of Corporate Secretary/Assistant Corporate Secretary in various other Philippine corporations.

Marissa P. Aldeano, Vice President, Treasury and Investments, Filipino
Ms. Aldeano joined URC in 1982 and was head of UMRe’s General Accounting Department prior to the merger with the Company. She is a Certified Public Accountant and obtained her Bachelor of Science in Commerce, major in Accounting from the University of Santo Tomas.

Amerfil V. Basco, Vice President, Reinsurance Accounting, Filipino
Ms. Basco has served in various capacities in the Corporation for over 17 years. She is a Certified Public Accountant and obtained her Bachelor of Science in Commerce, Major in Accounting from the Far Eastern University in 1982.

Rene De Guzman, Vice President, Information Technology Services, Filipino
Mr. De Guzman joined PhilNaRe in March 2009. He is a lecturer for the Masters in Management Program of the University of the Philippines Extension Program in Clark and Subic. He was Information Technology Manager at Janssen Pharmaceutica, a division of Johnson & Johnson Phils., Inc. from 1994 to 2008. He obtained his Master’s Degree in Business Administration in 2007 and Master’s Degree in Information Management in 2004, both from the Ateneo de Manila University. He graduated with a degree Bachelor of Science in Industrial Engineering from the University of the Philippines in 1984.

Regina S. Ramos, Vice President, Internal Audit, Filipino
Prior to joining the Corporation in 2000, Ms. Ramos worked with Development Insurance and Surety Corporation and SGV & Co. She is a Certified Public Accountant as well as a Certified Internal Auditor. She obtained her Bachelor of Science in Commerce, major in Accounting from St. Paul College, Manila in 1982.

Ma. Lourdes M. Santos, Vice President, Non-Life (Treaty), Filipino
Ms. Santos has been with the Corporation since 1994. She was previously employed with the Rizal Empire Insurance Co., and the Cologne Reinsurance Company (Manila Representative Office). She obtained her Bachelor of Commercial Science degree from Jose Rizal University in 1976.

Vicente B. Villarama, Jr., Vice President, General Accounting, Filipino
Mr. Villarama has been with the Corporation since 1983. He was the Manager for the General Accounting Department since 2000. He is a Certified Public Accountant and obtained his Bachelor of Science in Commerce, major in Accounting from the Baliuag University in 1982.